Chins are by far the most expensive pets I have ever owned. The initial cost was $500 for our extra dark ebony twin girls, and $300 for our violet wrap baby. However, you could find a chin as cheap as FREE if you check out sites like Craigslist, though I don't necessarily recommend it, plenty of individuals have adopted great chins for free or very cheap. The initial cost, however, is only the beginning. My three girls all live in the same cage...a
Quality Cage Chinchilla Mansion. Many other owners get
Ferret Nation cages, which are cheaper, but keep in mind you generally have to get
Bass Pans with these cages which add to the cost.
Then, you either have to buy bedding (aspen or kiln-dried pine) or fleece liners. I personally use fleece liners with a glass Pyrex pan filled with kiln-dried pine that my chins are trained to urinate in. Fleece liners generally cost about $15 a piece but they are cheaper in the long run.
One of the biggest expenses for me has been wood. I spend about $50 a month on wood! Mine go through it fast as I do not really limit it. I am sure I could save money if I limited them to less, but I personally feel they should have access to a variety of wood to chew. Chins need to chew wood as their teeth are constantly growing.
As for hay, I feed
Kleenmama's timothy hay. Right now she has 3rd cutting available which is a great cut of hay...very leafy and soft. It is reasonably priced and it lasts my chins for awhile.
Don't forget pellets! Most chins eat alfalfa based pellets. Mine are given Tradition, which I buy from
Ryerson Ranch. 12lbs lasts me awhile. You can also likely find Mazuri and Oxbow locally, which are both good feeds. I keep mine in a dog food storage bin for freshness.
Toys are more of a luxury than a necessity. I buy mine some, but as long as you give sticks, you do not need to buy toys.
I have also decked out their cage in hammocks, fleece hidey tunnels, fleece ledges, etc which cost me around $150 total. Again, not necessary things really, but nice to have and they enjoy all of it very much!
I don't want to think about how much really, in total, I have spent on my three girls...LOL! At least $2,000 if not more. That's more than I have spent on my dog! Don't be fooled...they are small...but can be expensive depending on how far you go with spoiling them
As for vet bills, it depends. I have a $1,000 visa card I keep for emergencies. I haven't had to use it...only you can set the price of what you want to save/are willing to pay in case of an emergency.
Good luck, and I hope you found this to be helpful!